Parmin Gul – A widow from Mohmand Agency

Parmin’s life did not turn out the way she had wished. She was married off at the tender age of 15 years, bore two children, and was a widow at age 22. Her entire world had been torn apart. She was brought up to believe in the ideals of motherhood and the sanctity of marriage. Widowhood, hence, has had […]


Story of Sakina Bibi

Sakina Bibi, an elderly woman aged 78, lived in extreme poverty. She had no source of income and lived an impoverished life with her two disabled adult children – a son and a daughter-in-law, both deaf and dumb – and two grandchildren. She was destitute and lived off the charity of her neighbours and the […]


Sidra’s ordeal

Tears welled up in the eyes of Sidra’s father as he spoke about the illness of his 10 year-old daughter and his inability to meet the cost of her treatment. Lean, pale and restless, Sidra tossed and turned in pain on the hospital bed.  She seemed extremely undernourished and  deprived of all life’s amenities.  She seemed […]


Juma Khan, the refugee

Juma Khan was forced to migrate from North Waziristan to the city of Peshawar, and a few years later, to the outskirts of Islamabad, just to make a living. He was born in Pakistan to refugee parents from Afghanistan, and despite having spent 38 years in Pakistan, was still tagged as a refugee. He was illiterate, had […]


CSOs contribution to universal health coverage into the Post-2015 agenda

Central to the post-2015 development agenda discussions is the goal of achieving universal health coverage as a quest for better health care, a demand for equity and a promise to eliminating extreme poverty by 2030 through sustainable development. Universal health coverage is not a new phenomenon, many countries including Japan and the United Kingdom had achieved […]


World Cancer Day: A sobering reminder

Our senior verifier Farkhanda broke down into tears as she narrated the story to me. I noted that she had been very sad all day yesterday, after having reviewed a child’s funding application. Nine year old SN knew she was suffering from a serious disease, which would be fatal if left untreated. She was the […]


Heartfile Health Financing story of Anayat

According to the UNFPA, every day 20,000 girls under the age of 18 give birth in developing countries.  There are in effect 20,000 dire untold stories of gender inequity, malnutrition, survival and even abuse. Anayat’s is one such story of survival, selflessness and cultural pressure. It is the story of needless suffering of a woman, […]


Heartfile.org – The Innovative Amazon.com of Healthcare Financing

When in 1995 entrepreneur Jeff Bezos launched Amazon.com from his garage in Seattle (USA), fewer than 1 in 200 people worldwide had internet access and online shopping was just a year old. Today, Bezos’ innovative website has made Amazon.com the world’s largest online retailer, with $60 billion in annual sales – $170 million a day. […]


Butchers galore

Lying in a surgical unit of the Khyber Teaching Hospital in Peshawar is an elderly woman with half her abdominal wall practically eaten away by infection – the outcome of a surgery carried out in a district hospital, which was mismanaged in the first place and became infected later. She has several gaping openings, through […]


Innovative use of “mHealth” in a model for healthcare financing

As defined by the World Health Organization (WHO), eHealth is the latest development in health that ensures cost-effective and secure use of information and communication technologies in promoting and supporting health and its related fields. However, eHealth is a general term; of its four distinct components, Mobile Health (mHealth) i.e., provision of health services and […]